Please read these Terms & Conditions carefully before using the phbing platform. By accessing or using any phbing service, you agree to be bound by these terms.
You must be at least 21 years of age to register and use phbing. This is mandatory under Philippine law and PAGCOR regulations. phbing reserves the right to request age verification at any time.
phbing is operated for the Philippines market and is intended for use by persons located within the Philippines. Access from jurisdictions where online gaming is prohibited is your own responsibility.
Each player may maintain only one phbing account. Duplicate accounts are prohibited and may result in suspension of all associated accounts and forfeiture of any balances held therein.
All promotions, bonuses, and free plays offered by phbing are subject to specific wagering requirements and conditions. Failure to meet these requirements may result in forfeiture of bonus funds and any winnings derived from them.
You are responsible for maintaining the confidentiality of your phbing login credentials. phbing will not be liable for losses arising from unauthorised access resulting from your failure to secure your account credentials.
phbing reserves the right to amend these Terms & Conditions at any time. Continued use of the platform following notification of changes constitutes your acceptance of the revised terms.
Important: These Terms & Conditions constitute a legally binding agreement between you and phbing. By creating an account or using any phbing service, you confirm that you have read, understood, and agree to these terms in their entirety. If you do not agree, please do not use phbing.
These Terms & Conditions ("Terms") govern your access to and use of the phbing website at phbing.org, its associated mobile interfaces, and all gaming services, features, content, and functionality offered by phbing (collectively, the "Platform"). These Terms form a binding legal agreement between you ("User," "you," "your") and phbing ("phbing," "we," "us," "our").
By accessing the Platform, registering an account, making a deposit, or participating in any game or promotional activity offered through phbing, you expressly acknowledge that you have read these Terms, understand them, and consent to be bound by them, together with phbing's Privacy Policy and any game-specific rules that may apply.
phbing reserves the right to modify these Terms at any time. Where changes are material, phbing will provide reasonable notice by posting an updated version on the Platform. Your continued use of phbing after such notice constitutes acceptance of the revised Terms.
Use of phbing is subject to the following eligibility requirements, all of which must be satisfied continuously throughout your use of the Platform:
phbing reserves the right to request documentary proof of eligibility at any time. Failure to provide satisfactory documentation within a reasonable period may result in account suspension and withholding of withdrawals pending review.
To access most features of phbing, you must register for an account. During registration, you agree to provide accurate, current, and complete information, including your legal name, date of birth, Philippine residential address, mobile number, and valid email address. You further agree to keep this information updated throughout the duration of your phbing account.
Each individual may register and maintain only one (1) phbing account. Creating duplicate, multiple, or fraudulent accounts is strictly prohibited and constitutes a material breach of these Terms. phbing may close all accounts associated with a player found to hold multiple accounts and may forfeit any balances held in those accounts.
You are responsible for maintaining the confidentiality of your phbing login credentials, including your password and any two-factor authentication codes. You agree to notify phbing immediately upon becoming aware of any unauthorised access to or use of your account. phbing shall not be liable for any loss or damage arising from your failure to protect your login credentials.
phbing is required to verify the identity of all players as part of its anti-money laundering (AML) and responsible gaming obligations. You may be required to submit a valid government-issued Philippine identification document (such as a PhilSys ID, passport, or driver's licence), proof of address, and in certain circumstances, proof of source of funds. Verification may be required before withdrawals are processed or at any other time at phbing's discretion.
phbing accepts deposits via the following payment channels currently supported on the Platform: GCash, PayMaya, BPI Online Banking, BDO Online Banking, and Metrobank Online Banking. Minimum deposit amounts apply and are displayed at the time of transaction. All deposits are processed in Philippine Pesos (PHP / ₱).
Withdrawals may only be made to payment methods previously used for deposits to the same phbing account, subject to phbing's verification of the method's ownership by the account holder. Withdrawals will not be processed where the account has outstanding bonus wagering requirements, or where phbing has placed a hold on the account pending investigation or verification.
phbing aims to process withdrawal requests within one (1) business hour for fully verified accounts. Actual credit times depend on the processing times of the recipient financial institution and are outside phbing's control. phbing makes no guarantee as to the time funds will appear in your external account.
All transactions on phbing are denominated in Philippine Pesos. phbing does not accept or hold funds in foreign currencies. Any conversion fees charged by your payment provider are your sole responsibility.
phbing offers various promotions, welcome bonuses, reload bonuses, free spins, cashback offers, and other incentives to eligible players. All such promotional offers are subject to specific terms, which will be set out in the relevant promotional page or communication. The following general conditions apply to all phbing bonuses:
All games available on phbing are governed by their respective rules, which are accessible within each game interface. By participating in any game, you agree to be bound by those rules. phbing's games are certified by independent third-party auditors for fairness and random outcome generation (RNG). Published Return to Player (RTP) figures represent long-term statistical averages and do not guarantee any individual outcome.
In the event of a discrepancy between a game result displayed on your device and the result recorded in phbing's server logs, the server log result shall be conclusive. Technical malfunctions void all game play. phbing accepts no liability for losses arising from technical failures beyond its reasonable control.
You agree that you will not engage in any of the following conduct while using phbing:
phbing reserves the right to suspend or permanently close any account found to be in violation of this section, forfeit any balance held in that account, and report the activity to relevant Philippine authorities including PAGCOR where required by law.
phbing is committed to promoting responsible gaming among its players. Gaming should always be a form of entertainment, not a way to earn income or to address financial difficulties. phbing provides the following responsible gaming tools to all registered players:
If you are concerned about your gaming behaviour or that of someone you know, phbing encourages you to visit our dedicated Responsible Gaming page for further resources and support guidance. All players must be 21 years of age or older in compliance with Philippine law.
All content on the phbing Platform, including but not limited to software, graphics, logos, game assets, text, and design elements, is the property of phbing or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal, non-commercial gaming purposes only. No content may be reproduced, distributed, or used for any other purpose without phbing's prior written consent.
To the maximum extent permitted by applicable Philippine law, phbing's aggregate liability to you for any claim arising out of or in connection with your use of the Platform shall not exceed the amount of deposits made by you to your phbing account in the thirty (30) days preceding the event giving rise to the claim.
phbing shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, loss of goodwill, or service interruption, howsoever arising, even if phbing has been advised of the possibility of such damages.
Your use of phbing is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using phbing, you consent to the collection, use, and processing of your personal data as described in the Privacy Policy. phbing processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of laws principles. Any dispute arising out of or in connection with these Terms or your use of phbing shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
Before initiating formal legal proceedings, you agree to contact phbing's customer support team to attempt to resolve the dispute informally. phbing will use reasonable efforts to address your concern within fourteen (14) calendar days of receipt.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the phbing support team. Our customer support agents are available 24 hours a day, 7 days a week, including Tagalog-speaking representatives.
Contact email: [email protected] (plain text — not a clickable link)
For responsible gaming support, please visit phbing's Responsible Gaming page.
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